I think it's still prudent to remain cautious, ... January has gotten us off to a pretty good start for the industry.
More Quotes from Paul Ballew:
There are a series of factors affecting categories of the business. We have to take all those factors into account.Paul Ballew
Not all consumers want an interest rate or a contract. We'll get a little more diversity going forward. But I wouldn't conclude that compelling offers on the interest rate side have run their course and lost effectiveness in the marketplace.
Paul Ballew
Those who criticized us a few years ago have crossed into areas we never even thought of going into.
Paul Ballew
We had a very challenging month. We had some pockets of strength, but once again with the number of head winds for the month, we were down.
Paul Ballew
We're still planning on growing on the commercial business. Commercial business can be very profitable.
Paul Ballew
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