What's interesting to note is how differently individuals in these plans choose to allocate their assets. The actual numbers end up fitting with what most advisers say people should be doing.
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The time to sell is not after the market has already dropped by 25 percent,Dallas Salisbury
The administrative costs (of an employer plan) are frequently cheaper. It's generally going to cost you less money than an IRA.
Dallas Salisbury
Tell your boss you're after a tax-effective way to save more. There are enough different options. And there are easy, cheap ways to do it.
Dallas Salisbury
We've got millions of workers that don't have high school educations, ... These are the type of people who would gain a great deal from interaction with an employee benefit specialist, a 401(k) specialist or a human resources professional.
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These results illustrate why it's often risky to rely on 'average' numbers, which are too often the only thing that's reported, ... The database shows that individuals' personal experience is often very different from the average.
Dallas Salisbury
Very little is likely to happen in 2006 because Congress and the White House are already focused on elections.
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