It's a fascinating social experiment in using private sector resources to deliver a social benefit. What Congress did was completely unprecedented they created new markets and new products.
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The whole purpose of this drug benefit was to get drug coverage in the hands of all Medicare beneficiaries. Where are the people That's the question.Dan Mendelson
The conventional view on Wall Street is that the Medicare formularies mimic commercial formularies, and that's incorrect. These formularies are more stringent than what you see in the private sector.
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That will serve as a disincentive for some beneficiaries to enroll in a plan. It is a way to ensure some plans attract healthier people.
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