The people who can least afford it sign up for these loans. Adjust your withholding, talk to your landlord or borrow from your mother--almost anything is better than one of these loans.
More Quotes from Gail Cunningham:
These taxpayers have gone all year without the money money they unnecessarily overpaid to the government to begin with and suddenly they are in a hurry to get it back. But even a cash advance on a credit card is more attractive than a RAL at these rates if they are that hard up for cash.Gail Cunningham
If a taxpayer files electronically, he'll get his refund almost as fast as he would with a RAL, and he'll often get it without paying any fees or interest.
Gail Cunningham
I am personally discouraged. Consumers do not fully understand the concept of credit, that by using credit, they are committing tomorrow's income today.
Gail Cunningham
The amazing thing about the popularity of these loans is that people are paying triple-digit interest to get their refunds back only a few days earlier.
Gail Cunningham
Reading gardens are a beautiful, fresh way for communities to enjoy green spaces with lasting positive impact for children and adults.
Gail Cunningham
For people who live paycheck to paycheck, and every cent is already spent, they're living on the edge.
Gail Cunningham
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