This is an unusually short time for such a product to be on the market. But it was a very competitive deal.
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GMAC allows you to choose the level of rental cover required - its standard is 125 per cent of the mortgage interest, but if you pay a higher arrangement fee, you can get that down to just 100 per cent.James Cotton
Greg and I just have this special connection. When he is open down low, he will say 'Yes' and I will give him the ball.
James Cotton
The lender will take the commitment to pay interest to the developer into account, even if you don't have to pay that interest immediately. They might not allow you to have a loan that would cause you to stretch your income too far, as you will still have to pay the full amount on the property in the future.
James Cotton
This policy represents a major modification of the ambitious Bush axis doctrine. From being implacably opposed two years ago to any form of concession or reward to a recidivist violator of agreements, the US is now prepared to contemplate compensation and diplomatic recognition. North Korea is even free to reprocess further plutonium at its Yongbyon facilities, at least until the next six-party talks in November.
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Any opportunity to get on the ladder is welcome. But a deal like this should be thought through carefully - 18 is young to take on a mortgage commitment, especially with a 100 per cent loan.
James Cotton
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