More and more companies are unwilling to promise a rate until they've checked your credit.
More Quotes from Linda Sherry:
They know the parents will bail out the kids if they get in trouble.Linda Sherry
Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent. When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than what most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' it is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.
Linda Sherry
Basically, credit card companies can write their own rules.
Linda Sherry
We've found that many people neglect to renew their anti-virus when an upgrade comes around, because they think they can do without it. This education effort is aimed at showing them the little steps they can take to protect themselves.
Linda Sherry
They'll let you know if somebody opens credit, so you can go out, backtrack, alert law enforcement authorities...
Linda Sherry
You might also want to unlink your debit card from accounts that you won't need access to before you go, since a thief could do a lot of damage.
Linda Sherry
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