They'll let you know if somebody opens credit, so you can go out, backtrack, alert law enforcement authorities...
More Quotes from Linda Sherry:
I advocate staying with a company you like and trying to get them to be nicer to you.Linda Sherry
Using 10-10s to call internationally can be a bargain if you are careful about monthly fees. Many of the pre-subscribed international calling plans offered to residential customers by primary carriers have somewhat higher rates and charge a monthly fee.
Linda Sherry
You may have to contact the issuer two or three times, but keep plugging away until your credit report shows that the card has been closed.
Linda Sherry
We feel the penalty rates are assessed too fast, often after just one late payment. It's not just people in financial difficulty. Anybody can be caught in this web, say by going on vacation and missing a payment.
Linda Sherry
Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent. When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than what most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' it is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.
Linda Sherry
They can be tempting but they have very, very high interest rates, ... you pay as you go.
Linda Sherry
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Do I think it's OK to fight authority as long as you're only talking about the high school teacher? No.
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It took me about three years to write About Grace. I wasn't teaching two of those years, so I was working eight-hour days, five days a week. And it would include research and reading - it wasn't just a blank page, laying down words.
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