What we have right now is exceedingly weak. It's virtually worthless.
More Quotes from Travis Plunkett:
If your credit card bills are completely out of control and far beyond your ability to afford them, then the relatively minor breaks that credit card companies offer to people in credit counseling may not provide enough breathing room for some people to afford a three- to five-year debt-management plan.Travis Plunkett
The law has a one-size-fits-all approach, ... It treats people who have been hit by hurricanes in the same fashion as people who have ended up in bankruptcy from gambling or overspending or misusing the credit they were given.
Travis Plunkett
He said that once consumers are struck in a quagmire they would find it extremely difficult to get out of it. We're going to see people in a debtor's prison without walls, ... They'll essentially slip through the safety net, hit the ground and then sink into an underground economy.
Travis Plunkett
It is possible some could read this and say, 'they're encouraging me to pay late,' ... Paying late is never a good deal.
Travis Plunkett
We support credit counseling, especially if it's delivered early, and this is not early intervention. This is late intervention at the point where people have decided that bankruptcy is the only way for them. We just wonder whether this kind of late intervention will be helpful to too many people.
Travis Plunkett
The golden rule is, Don't wait too long. Talk to them as soon as possible. Be very clear on what the source of the financial trouble is and tell them you want to work it out.
Travis Plunkett
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